Passenger Vehicle Insurance

We provide protection options as unique as you are

Passenger Vehicle Insurance

We provide protection options as unique as you are

Passenger Vehicle Insurance in British Columbia

Renewing your ICBC insurance is about to get more convenient than ever! Click here to learn more.

Drivers in British Columbia are required to purchase basic insurance with the Insurance Corporation of British Columbia (ICBC), but they still have options for additional coverage through a private insurer. If you own a passenger vehicle for personal use or business purposes, Johnston Meier Insurance can provide optional coverage to protect you in situations that involve theft, a fire, an automotive crash, or a lawsuit. Even a cracked windshield is a good reason for additional insurance, so glass repairs or replacement don’t drain your bank account.

With optional coverage, you get peace of mind as you drive the streets and highways of British Columbia. As a reputable insurance provider in the province, we’ll gladly work with you to determine the coverage options you need to protect your vehicle, passengers, and yourself. We’re proud of our history serving Canadian drivers and safeguarding their automotive investment and daily commutes. Our clients avoid financial loss because of an accident or stray rock with insurance options that surpass the basic coverage ICBC provides.

Contact us today and let us help you select coverage options that fit your driving needs and concerns.

Your Benefits as an Insured Driver

Passenger vehicles can encounter all sorts of hazardous situations while driving the BC roads and highways. Even responsible drivers are susceptible to poor visibility from rain, snow, or fog, slick and icy roads, stones kicked up from a passing commercial truck, and the reckless driving of intoxicated or irresponsible drivers. Even parking on the street or under a tree before a storm poses a risk to your car. Having private insurance can cover the costs associated with damage and injury from any of these causes, whether you’re responsible or another party is at fault. With additional insurance from Johnston Meier Insurance, you can rest easy knowing that our benefits have you covered during your personal or business-related driving. Our network of insurance agencies is available to provide various coverage options to supplement those you already get with your basic insurance with ICBC. We will help you enhance your protection with any of the following beneficial options:

  • Excess third-party liability that financially extends well beyond ICBC basic coverage
  • Collision insurance to cover the costs related to a vehicular accident
  • Comprehensive coverage to protect your investment when dealing with fire, vandalism, theft, glass breakage, or loss
  • Accident forgiveness so that your rates don’t skyrocket from a single incident
  • Concierge service to serve your automotive needs
  • Gap protection to cover the cost difference in a replacement vehicle when your current automobile gets stolen, lost, or totaled
  • Excess underinsured motorist protection to cover the expenses incurred in an accident with an underinsured driver
  • And many other insurance benefit options

Renewing your ICBC Autoplan Insurance

ICBC is expanding their online insurance services. Online Autoplan insurance renewals will be available to most ICBC customers with a personal insurance policy for renewals effective May 1, 2022, onward. Click here to learn more.

Maintaining your ICBC basic insurance coverage is essential to safely and legally drive in the province and Canada. Johnston Meier Insurance wants to make sure you stay current on your coverage by offering ICBC Renewals. We’ll discuss your current coverage and work with our network of insurance providers to find you the best additional coverage, but ICBC’s basic coverage is a mandatory part of protecting your vehicle, passengers, and other drivers. Don’t let your ICBC coverage lapse and leave you exposed to legal consequences. Our team will keep you responsibly covered by helping you renew your ICBC insurance. It’s part of our commitment to keeping passenger vehicle drivers safe and legitimate on the road.

Contact Johnston Meier Insurance for Coverage

At Johnston Meier Insurance, we believe every driver deserves comprehensive insurance coverage that surpasses the basic ICBC coverage. Your financial burden from an accident or cracked windshield can put a strain on your income and even leave you carless and overwhelmed by auto shop estimates and medical bills. Contact us today to discuss your insurance needs with a staff member, or you can request a quote. We’ll help you find the necessary coverage from our network of insurance providers.

ICBC Savings and Refund Tool

ICBC Estimator

ICBC Savings and Refund Tool

ICBC Estimator

Ask Us

About No Deductible

Easy Payment Options

Monthly Financing, Internet Banking, Cash or Cheque, Debit or Credit Card

Related Articles

Related Articles



We are delighted with the personalized service you provided us in tailoring our insurance package to our needs and went out of your way to direct us to savings options, including the credit score discount!

Don & Judy Pohl


We've been with this company over 20 years for business, residential and auto coverage. Trustworthy, top level service year after year from knowledgeable, courteous staff. Absolutely recommend for all types of insurance.

Patti & John Donnelly

Jopa Builders Ltd.

We appreciate Trish's professional expertise & trust her to ensure we have the proper coverage for our needs. Thank you for years of keeping us safe.

Mick & Joyce Godwin


Johnston Meier Insurance Agencies Group goes the extra mile to ensure their clients are truly taken care of. The staff gives us a lot of personal attention, and we certainly recommend the insurance agency to everyone.

Doug & Yvette Schwartz


We've been with Johnston Meier ever since we started our Home Improvement Company. Garrin & his staff always impress with their attention to detail and customer service. Couldn't be happier

GL Installations


Five Stars
In all the years of dealing with insurance companies, I have never been treated so exceptionally well before! Shari Kidney made my experience amazing, she was extremely helpful, kind, and professional. She made a normally stressful task, quick and easy. Absolutely excellent customer service, I left the office feeling like I mattered and I highly recommend the Johnston Meier Group! Thank you Shari.



All the staff at your office always provides the highest standard of performance of any business I deal with.

Wilf Zemke


Purchased our Travel Medical from Sue..she was extremely helpful at explaining our options. Then moved our Home Insurance to JM after speaking with Rina. Very professional! Felt that she was clearly acting in our best interest as she reviewed our policy options.

Ted & Linda Voykin


We've used the Johnston Meier Mobile department since opening Maple Ridge Hyundai. We can always rely on them to provide our customers and staff with quick efficient service and highly recommend them.

Karen Souza

Finance Manager

I have been through a series of moves including building a new house, furniture in storage, renting for a short period, etc.  Colleen at your Salmon Arm office took care of all the steps along the way, explaining everything and following up as necessary. Thanks!

Irene Rogers


Contact Us with Questions or to Request a Quote

Let us know if you would like more information before visiting one of our locations. Someone from the closest office with the right experience will contact you to help with your questions.

Don’t worry – we won’t use your contact information for anything other than replying to your request.

Let us know if you would like more information before visiting one of our locations. Someone from the closest office with the right experience will contact you to help with your questions.

Don’t worry – we won’t use your contact information for anything other than replying to your request.

Connect With Us

Connect With Us

Auto  |  Home  |  Business  |  Marine  |  Travel  |  Personal  |  Locations  |  Careers  |  Blog  |  Privacy Policy