The staff at Johnston Meier Insurance understands that no two vehicles need the same additional coverage, including recreational vehicles. If you drive a motorhome, 5^th wheel, or travel trailer, your ICBC basic insurance might not give you adequate financial protection while you’re driving. Our network of insurance providers can provide add-ons that surpass your basic coverage.

A recreational vehicle is an expensive investment that brings you and your family joy as you cruise the British Columbia’s scenic highways. The impending costs after a collision, vandalism, or theft can leave you financially strained with bills for repairs and possible medical expenses. While ICBC coverage allows you to drive your RV throughout the province legally, the costs of restoring or replacing it after an accident may exceed what ICBC will handle. If you’re found at fault for a collision, your financial responsibilities increase with the damage to other vehicles and their passengers. Whether you need excess third-party liability or gap coverage to close the cost difference on a replacement, we’ll help you select the options that suit your insurance needs and fit within your budget.

Johnston Meier Insurance is invested in helping motorcycles stay adequately insured throughout British Columbia. Riding the highways and city streets is a freedom many bikers value, and our team of professionals wants to make sure they’re covered if they’re involved in an accident. Whether a collision is your responsibility or another driver is at fault for damages and injuries, the financial burdens can be overwhelming if your insurance doesn’t protect you from crushing medical bills, repair or replacement costs, and lost wages from missing work.

Our province requires every driver and rider to have basic coverage with ICBC to operate any type of motorized vehicle on the road legally. While the minimal coverage ensures your motorcycle adheres to provincial laws, it may not sufficiently cover the costs associated with a collision or any other situation that damages your bike or injures yourself or others. We have a network of insurance providers that offer comprehensive coverage options with benefits that exceed those of basic ICBC insurance. You can also opt for additional benefits from ICBC, but going through a private insurer may provide options the fit your needs and budget better.

Many residents of British Columbia enjoy the great outdoors on off-road vehicles. Drivers can travel over mud, rock, grass, and snow for year-round fun and relaxation without the confinement of paved roads dictating which direction to go. An important step to ensure you and your off-road vehicle are protected from financial distress is getting sufficient insurance to cover the costs related to collisions and other damaging situations. Our province requires drivers to acquire basic coverage ICBC, which then allows them to operate their cars, trucks, motorcycles, and off-road vehicles legally. While ICBC’s basic insurance secures minimal benefits for drivers, it may not cover the total expenses of repairs, medical bills, and lost wages while you recover. You can opt for additional coverage from ICBC, or you can turn to private insurers for comprehensive benefits to add to the minimum insurance you already have.

Johnston Meier Insurance has a network of private insurance companies, and we’ll work with you to find the coverage you need at a cost that fits your budget. Let our team of insurance professionals match you with benefits that surpass those of ICBC’s basic coverage for off-road vehicles.

Whether you’re a single owner-operator or a commercial fleet of trucks, Johnston Meier Insurance understands the value of comprehensive insurance to protect your business interests. Meeting the minimal requirements with basic coverage from ICBC isn’t enough to take care of drivers and their trucks after an accident. At the same time, you want to make sure you’re getting an affordable insurance rate that covers your financial liabilities for damages, injuries, and other costs.

Our team of insurance professionals will help you find commercial prorate coverage that meets the needs of a lone driver or a fleet of trailers navigating the highways and city streets of Canada and beyond. We serve clients throughout British Columbia who wish to enhance their coverage beyond ICBC’s mandatory basic insurance benefits. Commercial truckers face more expensive costs for every aspect of maintaining their business, including insurance for their trucks.

We have a network of insurance providers we work with and can organize the best coverage possible at reasonable rates. It’s our pleasure to support the commercial drivers who brave the year-round weather, road conditions, and traffic to deliver products throughout the Great White North and beyond.