Small Business Insurance

We provide protection options as unique as you are

Small Business Insurance

We provide protection options as unique as you are

British Columbia's Trusted Small Business Insurance

Protecting your small business means protecting the hard work and dedication behind it. Every small business in British Columbia is unique, so tailored small business insurance is important. At Johnston Meier Insurance, we provide customized solutions to prepare your business for the unexpected. Whether it’s property protection, liability coverage, or safeguarding your operations, our team is here to support you with comprehensive options. With the right coverage, you can focus on growing your business while staying confident that it’s well-protected. Trust us to help you secure a strong foundation for your business’s future.

Do I Need Insurance for My Small Business?

Small business insurance is not just a safety net. It is a vital investment aimed at protecting your business from unforeseen risks. Regardless of your industry, every business can encounter situations that jeopardize its operations, assets, or reputation. Intact Insurance states, “whether you own your commercial space, lease an office or work from home – commercial property insurance protects you against loss or damage such as a fire, theft, vandalism, and more.” Below are some common scenarios where small business insurance is indispensable:

  • Natural Disasters – Events like floods, fires, or storms can cause significant damage to your premises, equipment, or inventory. Insurance helps cover repair and replacement costs, reducing financial strain on your business.
  • Lawsuits and Liability Claims – A customer injury or a product defect could lead to lawsuits that threaten your business finances. With the proper coverage, legal expenses and settlements are handled, protecting your assets.
  • Data Breaches – If customer data is compromised, it could lead to hefty fines and legal challenges. Cyber liability insurance helps with recovery efforts and covers associated costs.

We Offer Insurance Coverage for Small Business Owners

Small businesses are the backbone of our communities, and each one has unique needs when it comes to insurance. Protecting your business means securing the right coverage to safeguard against potential risks. Whether you own a restaurant, run a retail shop, work in real estate, or are a contractor, tailored insurance solutions provide the peace of mind you deserve. Here’s a closer look at the types of businesses we support with specialized coverage:

  • Restaurant Insurance – Designed to protect your space, equipment, and operations, restaurant insurance ensures you’re covered for mishaps like kitchen accidents or spoilage. It focuses on supporting your bottom line while keeping your business running smoothly.
  • Retail Insurance—According to Wawanesa, this provides essential coverage for building damage, signage, product recalls, data compromise response expenses, and more. Be prepared for the unexpected, from property damage to liability situations.
  • Real Estate Insurance – Coverage for real estate businesses includes protection for office spaces, client interactions, and liability risks. It safeguards the tools you rely on while helping you serve your clients confidently.
  • Contractor Insurance—Contractors face unique challenges, requiring insurance to cover tools, equipment, and project liability. This helps you focus on completing the job with reduced stress about potential risks.

What is the Cost of Business Insurance for a Small Business?

Understanding the cost of business insurance for small businesses begins with evaluating your specific needs. While rates vary, consulting with a trusted advisor can simplify the process. Our expert team evaluates your requirements and provides accurate quotes tailored to your circumstances. By choosing the right coverage, you gain efficiency and protection without extending your budget.

Protect Your Business Today

Your business deserves comprehensive protection backed by trusted expertise. Johnston Meier Insurance offers personalized service designed to address your unique challenges. Safeguard your livelihood with tailored coverage that delivers unrivalled peace of mind. Reach out now to request your free, no-obligation consultation. Discover how our team can help secure your business’s future with insurance solutions you can count on. Call today or visit our website to take the next step toward building a stronger foundation for your success.

Easy Payment Options

Monthly Financing, Internet Banking, Cash or Cheque, Debit or Credit Card

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Testimonials

WHAT OUR CUSTOMERS HAVE TO SAY

We've used the Johnston Meier Mobile department since opening Maple Ridge Hyundai. We can always rely on them to provide our customers and staff with quick efficient service and highly recommend them.

Karen Souza

Finance Manager


We've been with this company over 20 years for business, residential and auto coverage. Trustworthy, top level service year after year from knowledgeable, courteous staff. Absolutely recommend for all types of insurance.

Patti & John Donnelly

Jopa Builders Ltd.

All the staff at your office always provides the highest standard of performance of any business I deal with.

Wilf Zemke


 

Johnston Meier Insurance Agencies Group goes the extra mile to ensure their clients are truly taken care of. The staff gives us a lot of personal attention, and we certainly recommend the insurance agency to everyone.

Doug & Yvette Schwartz


 

We appreciate Trish's professional expertise & trust her to ensure we have the proper coverage for our needs. Thank you for years of keeping us safe.

Mick & Joyce Godwin


 

I have been through a series of moves including building a new house, furniture in storage, renting for a short period, etc.  Colleen at your Salmon Arm office took care of all the steps along the way, explaining everything and following up as necessary. Thanks!

Irene Rogers

 

We are delighted with the personalized service you provided us in tailoring our insurance package to our needs and went out of your way to direct us to savings options, including the credit score discount!

Don & Judy Pohl


 

For the past 30 years I have relied on your professional insurance services. During this time, your staff, Karen Bekiaris and Marianne Mazzei, have shown not only high professionalism but also genuine care and kindness. I am deeply grateful to them for all these years of support.

Alla Nikonova


 

Purchased our Travel Medical from Sue..she was extremely helpful at explaining our options. Then moved our Home Insurance to JM after speaking with Rina. Very professional! Felt that she was clearly acting in our best interest as she reviewed our policy options.

Ted & Linda Voykin


 

Five Stars
In all the years of dealing with insurance companies, I have never been treated so exceptionally well before! Shari Kidney made my experience amazing, she was extremely helpful, kind, and professional. She made a normally stressful task, quick and easy. Absolutely excellent customer service, I left the office feeling like I mattered and I highly recommend the Johnston Meier Group! Thank you Shari.

 


 

Contact Us with Questions or to Request a Quote

Let us know if you would like more information before visiting one of our locations. Someone from the closest office with the right experience will contact you to help with your questions.

Don’t worry – we won’t use your contact information for anything other than replying to your request.

Logo showing 50 years of Johnston Meier Insurance Agencies Group in British Columbia

Let us know if you would like more information before visiting one of our locations. Someone from the closest office with the right experience will contact you to help with your questions.

Don’t worry – we won’t use your contact information for anything other than replying to your request.

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