Commercial Insurance Products

Exclusive Packages for Contractors, Unlicensed Pizza Parlours & Take-Out Restaurants

Commercial Insurance Products

Exclusive Packages for Contractors, Unlicensed Pizza Parlours & Take-Out Restaurants

Exclusive Insurance Programs

Johnston Meier Insurance has exclusive programs designed to meet the diverse needs of businesses while offering competitive pricing. Our comprehensive coverage addresses specific insurance concerns, tailored to contractors, pizza parlours and take-out restaurants.

Our Contractor’s Program is ideal for professionals such as electricians, landscapers, flooring specialists, renovators, carpenters, and more. Our Pizza Parlour Program is a perfect fit for takeout eateries such as pizza parlours, limited-service restaurants like donair shops, fried chicken restaurants, salad bars, and more. With same-day quotes and the convenience of managing everything over the phone, getting insured has never been easier. Our experienced Business Insurance specialists will help you find the right coverage for your needs.

COVERAGE HIGHLIGHTS

Small Contractors Package

Options to Insure Property and/or just Liability.

  • Broad Form coverage for your Business Contents
  • $25,000 Contractors Equipment
    • Including Rented, Leased or Borrowed Equipment
    • Rental Reimbursement
  • $10,000+ Tool Floater
  • $10,000+ Installation Floater
  • Crime Package including $5,000 Employee Dishonesty, Loss Inside Premises, Money Orders & Counterfeit Currency and Depositors Forgery
  • Up to $5,000,000 Commercial General Liability limits are available
  • $10,000 Rip & Tear coverage
  • $10,000 Faulty Workmanship
  • $25,000 Contractors Errors & Omissions
  • CCDC Liability Endorsement

COVERAGE HIGHLIGHTS

Pizza Parlours and Take-Out Restaurants

  • Broad Form coverage for your Business Contents and/or your Building
  • Food Spoilage including Off Premises Power
  • Portable Interac Machines
  • Actual Loss Sustained Business Interruption – 12 Month Period of Indemnity
  • Machinery/Equipment Breakdown (ovens, refrigeration, etc.)
  • Crime Package including $10,000 Employee Dishonesty, $5,000 on Loss Inside Premises, Outside Premises, Money Orders & Counterfeit Currency and Depositors Forgery
  • $5,000,000 Commercial General Liability automatically provided
  • $1,000,000 Employer’s Liability
  • $1,000,000 Employee Benefits
  • Non-Owned Automobile Liability available even with delivery service
Renovation worker working on a house's floow

COVERAGE HIGHLIGHTS

Small Contractors Package

Options to Insure Property and/or just Liability.

  • Broad Form coverage for your Business Contents
  • $25,000 Contractors Equipment
    • Including Rented, Leased or Borrowed Equipment
    • Rental Reimbursement
  • $10,000+ Tool Floater
  • $10,000+ Installation Floater
  • Crime Package including $5,000 Employee Dishonesty, Loss Inside Premises, Money Orders & Counterfeit Currency and Depositors Forgery
  • Up to $5,000,000 Commercial General Liability limits are available
  • $10,000 Rip & Tear coverage
  • $10,000 Faulty Workmanship
  • $25,000 Contractors Errors & Omissions
  • CCDC Liability Endorsement

COVERAGE HIGHLIGHTS

Pizza Parlours and Take-Out Restaurants

  • Broad Form coverage for your Business Contents and/or your Building
  • Food Spoilage including Off Premises Power
  • Portable Interac Machines
  • Actual Loss Sustained Business Interruption – 12 Month Period of Indemnity
  • Machinery/Equipment Breakdown (ovens, refrigeration, etc.)
  • Crime Package including $10,000 Employee Dishonesty, $5,000 on Loss Inside Premises, Outside Premises, Money Orders & Counterfeit Currency and Depositors Forgery
  • $5,000,000 Commercial General Liability automatically provided
  • $1,000,000 Employer’s Liability
  • $1,000,000 Employee Benefits
  • Non-Owned Automobile Liability available even with delivery service

Related Articles

Related Articles

Testimonials

WHAT OUR CUSTOMERS HAVE TO SAY

We've used the Johnston Meier Mobile department since opening Maple Ridge Hyundai. We can always rely on them to provide our customers and staff with quick efficient service and highly recommend them.

Karen Souza

Finance Manager


We are delighted with the personalized service you provided us in tailoring our insurance package to our needs and went out of your way to direct us to savings options, including the credit score discount!

Don & Judy Pohl


 

We've been with this company over 20 years for business, residential and auto coverage. Trustworthy, top level service year after year from knowledgeable, courteous staff. Absolutely recommend for all types of insurance.

Patti & John Donnelly

Jopa Builders Ltd.

We appreciate Trish's professional expertise & trust her to ensure we have the proper coverage for our needs. Thank you for years of keeping us safe.

Mick & Joyce Godwin


 

Purchased our Travel Medical from Sue..she was extremely helpful at explaining our options. Then moved our Home Insurance to JM after speaking with Rina. Very professional! Felt that she was clearly acting in our best interest as she reviewed our policy options.

Ted & Linda Voykin


 

Johnston Meier Insurance Agencies Group goes the extra mile to ensure their clients are truly taken care of. The staff gives us a lot of personal attention, and we certainly recommend the insurance agency to everyone.

Doug & Yvette Schwartz


 

All the staff at your office always provides the highest standard of performance of any business I deal with.

Wilf Zemke


 

Five Stars
In all the years of dealing with insurance companies, I have never been treated so exceptionally well before! Shari Kidney made my experience amazing, she was extremely helpful, kind, and professional. She made a normally stressful task, quick and easy. Absolutely excellent customer service, I left the office feeling like I mattered and I highly recommend the Johnston Meier Group! Thank you Shari.

 


 

We've been with Johnston Meier ever since we started our Home Improvement Company. Garrin & his staff always impress with their attention to detail and customer service. Couldn't be happier

GL Installations

 

I have been through a series of moves including building a new house, furniture in storage, renting for a short period, etc.  Colleen at your Salmon Arm office took care of all the steps along the way, explaining everything and following up as necessary. Thanks!

Irene Rogers

 

Contact Us with Questions or to Request a Quote

Let us know if you would like more information before visiting one of our locations. Someone from the closest office with the right experience will contact you to help with your questions.

Don’t worry – we won’t use your contact information for anything other than replying to your request.

Let us know if you would like more information before visiting one of our locations. Someone from the closest office with the right experience will contact you to help with your questions.

Don’t worry – we won’t use your contact information for anything other than replying to your request.

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